Terms of use

Homefront and your coverage review

Homefront is an independent marketing and referral service based in Florida. We help you request a private life insurance conversation with one assigned licensed agent. We are not an insurer and are not affiliated with or endorsed by the VA, the U.S. military or any government agency. Contact hello@homefrontcoverage.com.

A request is not an insurance application, an instant quote or an offer to bind coverage. The licensed agent discusses your options; the insurer determines eligibility, rates, terms and effective dates. No approval, savings, veteran discount or immediate coverage is guaranteed. Insurance requires premiums, and products and agents must be available and properly licensed for your location.

Your request and information

You must be 18 or older and use your own accurate contact details. The short questionnaire is for adults ages 18–89. By clicking Request My Custom Quote after reviewing the submission notice, you ask Homefront to share your contact details and completed answers, including your date of birth, with your assigned licensed agent and request a manual phone or email response about life insurance. No purchase is required. Your coverage timeline helps prioritize a response; it does not determine eligibility or promise a policy start date.

Do not provide another adult’s private information, medical records, Social Security numbers, payment details or military-service documents. Separate preparation forms identify additional information and sharing choices before submission. Requests go privately to one assigned agent, without a shared pool or redistribution to other agents.

Marketing texts and AI calls

The notice below Request My Custom Quote describes your intended electronic signature and requested contact by email, live calls, automated or prerecorded calls, and text/SMS from Homefront and your assigned licensed agent about private life insurance. Our Consent to do business electronically explains the scope of electronic records and your choices. Automated outreach is used only after the required permission and provider approval have been verified. Calls may use an artificial, prerecorded or AI-generated voice. Consent to phone communications is not a condition of purchasing insurance.

Texts are for review scheduling and marketing follow-up. Message frequency varies. Message and data rates may apply. The assistant identifies itself, uses confirmed availability and helps arrange a call; it does not give insurance advice, decide eligibility or guarantee a quote. Do not send sensitive medical or financial information to it.

Appointment confirmations, reminders and rescheduling notices are provided by email or manual phone call. The marketing program does not enroll you in a separate appointment-update SMS program. A booking does not authorize unrelated marketing, and older manual permission does not authorize AI calls or automated texts.

Opt-out and support

Reply STOP to stop marketing texts and related automated follow-up. A messaging provider may send a final unsubscribe confirmation. Reply HELP for assistance or email hello@homefrontcoverage.com for the messaging program. You may ask the agent to stop calls or email privacy@homefrontcoverage.com to withdraw a permission. A fresh opt-in is needed before withdrawn automated contact resumes; a new request or CRM status alone does not restore it.

Carriers are not liable for delayed or undelivered messages. Message delivery, an immediate callback, a quoted price and appointment attendance are not guaranteed. Check your wireless plan with your carrier. Our Privacy notice explains contact information, AI providers, consent records and your choices.

Appointments and follow-up

A first review is introduced as a 10-minute conversation, with 30 minutes reserved on the agent’s calendar. Booking is optional and depends on actual availability and the selected time zone. The agent may need to reschedule. Email and manual phone notices are used for appointment details under this program. Technical interruptions can delay a request; retry the same request when offered rather than creating duplicates.

Website use and outside services

Information is general and may change. Verify VA benefits with official VA resources and insurance details with the licensed agent or insurer. Do not cancel or replace existing coverage based only on this website. Imagery is illustrative and is not a testimonial. External services, including booking and communications providers, have their own terms and privacy practices. Do not misuse the site, submit false requests, bypass security or send unlawful content.

Your rights and updates

These terms do not limit rights that applicable law protects. Changes are posted here, and material changes to your recipient or contact permission are explained before the changed activity begins. The exact permission shown when you submit governs that request.